Access Top Insurance Carriers for Independent Agents

Give your SMB customers a chance to actually invest in their business: Adaptive's GridProtect, a parametric solution helps cover short-term power outage losses (< 24 hours) and build climate resilience. Clients get payouts in days, transparent terms, automated claims, no penalties, and valuable coverage not in a BOP. You get competitive commissions, wicked generous incentives, a new revenue stream from a stand-alone product, and looking like a hero to your clients.

Aegis offers affordable insurance for affordable housing. Their core products are manufactured homes, rental properties, affordable homeowners, and vacant structures.

Ahoy! Has a deep knowledge of boating, insurance and technology, so you can provide your clients with an innovative recreational boat insurance policy tailored for the 21st century.

Alchemy Insurance Solutions offers a fifty-state program for builder's risk with rates engineered to beat the competition. Alchemy Insurance Solutions offers policies as both a single shot, and on a reporting form. Alchemy's flexible underwriting allows us to entertain risks up to and above $5m. In Florida & Texas Alchemy offers competitive rates with wind for CAT affected, and Coastal risks, as well as high value homes.

AmTrust is a leading writer of small commercial insurance covering over 500K small businesses and is the third largest writer of Workers Compensation in the U.S. Our extensive workers’ compensation appetite makes us an ideal fit for a vast number of small businesses. AmTrust also has extremely responsive underwriting. If a quote is not bind online eligible, we will routinely review and return an underwriting decision by the next business day.

Coastal and high-risk homeowners deserve choice, service, and certainty. Annex Risk partners with A.M. Best "A" rated insurance carriers to offer an HO-3 product for high-risk homes along the Gulf Coast and Eastern Seaboard. They work in some of the most natural catastrophe exposed regions to provide peace of mind to homeowners.

Aon Edge is a leading provider of customizable private flood insurance with superior policy administration, claims processing, customer service, and agency support for your property owners.

Arkay Auto Warranty allows Insurance Agents to protect their clients from vehicle repair costs. Arkay offers the best Vehicle Service Contract available anywhere. We do this by offering Premium-Level coverage that isn’t available anywhere else (not dealerships, not car manufacturers, not direct-to-consumer channels, not anywhere else.) This way your clients can enjoy their vehicle without having to worry about repair costs. Our coverage is there for them when they need it. Note: Arkay Auto Warranty uses the term “warranty” to relate to how consumers generally describe the product but Arkay is technically offering a Vehicle Service Contract. This is not a manufacturer’s warranty as it covers vehicle repairs after the manufacturer’s warranty period expires

Authentic Insurance leverages cutting-edge technology to offer agents the ability to design and implement their own bespoke commercial insurance programs. Our platform handles all aspects of submissions, underwriting, COIs, claims, and capital management - providing a custom tailored comprehensive solution that meets the specific needs of your clients. We specialize in the franchise & affinity group space, with a robust appetite offering direct access to admitted commercial products.

Back9 offers real-time case management with 40+ carriers, helping agents sell life, disability, and annuities faster. With 24/7 support, all data in one place, and Quote & Apply™ to quote, eSign, and submit in minutes, you can drive business anytime.

Bamboo makes insurance easy by leveraging state of the art technology that delivers a 'best in class' operating system for agents and policy holders.

Berxi, part of Berkshire Hathaway Specialty Insurance (rated A++ by AM Best), provides affordable, comprehensive general liability coverage for small businesses. Powered by iBynd, Berxi offers a fully digital experience with instant quotes, binding, and policy issuance, plus 24/7 access to manage policies and file claims. Backed by exceptional claims service and live onshore support, Berxi delivers simplicity, transparency, and reliability with no hidden fees or cancellation costs.

biBerk is part of the Berkshire Hathaway Insurance Group with over 75 years of insurance experience. More than half a million business owners get their business insurance from biBerk nationwide. biBerk’s online quote process enables agents to submit a policy, get a quote and bind online in minutes saving you and your client valuable time. Coverage is affordable and tailored to meet the needs of your clients. biBerk writes 95% of all class codes for workers' comp and professional liability, handles all the service and billing, and renewals are automatic.

Blitz is a technology-driven insurance company revolutionizing the $100B E&S market with a fast, simple underwriting platform for small commercial property & casualty risks. Agents can quote in 5 minutes and bind in 10, with 80% of risks requiring no underwriter review. Covering industries like retail, contractors, and special events, Blitz offers a streamlined, no-accords process, dynamic applications, bundled products, and a centralized communications platform.

Smartphones keep us connected to the people and information that matter and are an integral part of our life. bolt Protect covers every phone in your household and at only at $150/year instead of an average of $589/year, there is no need to pick and choose who’s phone to cover. Families can now afford to cover everyone’s phones, parents and kids.

Bridger Insurance carries a motto of "Care, Choice, and Commitment". We treat agents and customers with respect, offer options and flexibility, and provide timely, accurate information to help guide agents and customers through the many insurance processes.

Bristol West Insurance, part of the Farmers Insurance Group, offers non-standard auto insurance solutions designed for drivers who may not qualify for preferred markets. You’ll find Bristol West valuable for clients with prior violations, lapses in coverage, or limited insurance history. The carrier provides broad underwriting eligibility, competitive commission, and a user-friendly portal for quoting and servicing policies.

BTIS, part of the Amynta Group, is a nationwide wholesale insurance intermediary offering an exclusive General Liability product. Their tech-driven platform delivers fast quoting, streamlined workflows, and responsive underwriting to support agency success.

Chubb’s small commercial business insurance offering provides growing independent agents access to robust, scalable protection designed for businesses of all sizes — from startups to established community anchors. Chubb. Its suite includes foundational General Liability policies, workers-compensation, cyber liability and management/professional liability coverages, delivered with the premium service and global resources Chubb is known for. The program emphasizes simplicity and speed for smaller commercial accounts while offering tailored solutions that evolve as the business grows — making it a strategic choice for independent agents and their clients.

Clearcover is an Auto Insurance company backed by some of the biggest names in the industry. They strive to provide the right coverage, when it matters, for the lowest possible cost.

CIS offers Insurance for a wide range of collectibles – from A (Advertising Collectibles) to Z (Zippo Lighters). Deductibles start at $0 for collector policies and CIS provides coverage for the market value of your client's collection for losses in excess of $50. CIS is an agency founded by collectors, for collectors, so they understand that your client’s collection is often more of an emotional investment than a financial one.

Commonwealth is a unique insurance company that was founded by agents and formed for agents. They understand the challenges within independent agencies and have created a system that is easy to use, products that give agents a competitive advantage, and a service department that works with agents, not against them. Learn how to get appointed and how to sell their auto and property products here!

Coterie Insurance is a tech-forward commercial insurer focused on making small-business insurance fast, simple, and transparent. It delivers instant, bindable quotes for policies like general liability, professional liability, cyber, and business owners’ coverage across all 50 states. Through its data-powered underwriting platform, Coterie enables agents, brokers, and business owners to skip the traditional delays and get protection when they need it most.

Effortless umbrella insurance with a single form for multiple carriers (RLI, Hudson, Markel, Monoline). Instant views of state appetite and pricing estimates pre-quote.

From industry leading technology to best-in-class benefits, CoverTree is changing the way manufactured home insurance is done: - Quote/issue/bind policies all online, in less than 4 minutes - Coverage for Manufactured Homes, Mobile Homes, ADUs, Park Models, Tiny Homes, Stationary Travel Trailers and more - Ability to write owner occupied, landlord/tenant, vacant and seasonal homes - Replacement Cost available on homes 30 years or newer, no limit on age home for ACV - An American company backed by another. "A" rated by AM Best

Cover Whale is an Insurtech company that is transforming the commercial truck insurance industry by bringing coverage options to owner/operators that were too difficult for conventional insurance companies to write. Cover Whale targets 1-25 power units at bind with a growth of 2 additional power units per quarter.

Cowbell Cyber is the leading provider of cyber insurance for small and medium-sized enterprises. Cowbell's easy-to-understand cyber insurance offerings innovate across all three insurance pillars: underwriting, distribution, and claims.

CrossCover is a Managing General Underwriter (MGU) specializing in commercial property insurance within the Excess & Surplus (E&S) market. They provide full‑limits E&S property coverage for middle‑market clients through a panel of highly rated “A” carriers, emphasizing underwriting expertise over distribution volume.

CSAA offers personal lines auto, home, condo, renters, dwelling fire and umbrella, positioned and priced for the bundled standard/preferred market.

Delos offers coverage for properties in CA wildfire risk zones. Many Californians struggle to find coverage if they live in an area perceived to have high wildfire risk. Delos is best-equipped to underwrite this market because they can identify thousands of safe homes that exist in these areas using their proprietary data and cutting-edge AI. They also use their dynamic data to proactively send homeowners personalized advice for home hardening as their risk changes.

For over a century, we’ve been providing America’s small businesses with cost-effective workers’ compensation insurance. With our emphasis on financial stability and fast, efficient claims service, we now serve clients in 46 states and the District of Columbia. EMPLOYERS remains focused on keeping America’s Main Street businesses not only working, but working safely.

A simple and easy solution for your insured's HO-4 needs. You can go from quote to bind in under 5 minutes, and we will handle all servicing of the book. We do not use credit in our rating. You have automatic approval to bind up to $75K in contents and up to $300K in liability coverage automatically. We offer endorsement options for Pet Damage, Water Backup coverage, Identity Theft, and more (endorsements offered vary by state).

Ethos offers fast, flexible, dependable life insurance through one of the most efficient underwriting processes ever seen in the industry. With Ethos, you can enjoy zero case management and instantly provide a policy to your customers.

Fetch provides the most comprehensive pet insurance in the US. We cover sick-visit exam fees, every adult tooth and gums, alternative and holistic care, breed specific issues, behavioral therapy, televet services -- which other providers charge extra for or don’t cover at all. Fetch has a 100% quote rate and instant issue process. You only need to provide age, breed and zip code to get a quote. There are no declinations, underwriting referrals or third party reports to run.

Revolutionizing Small Business Insurance: First Insurance & Risk Management isn't just an insurance provider we're your strategic partner in risk management. Say goodbye to the frustration of waiting for carriers to respond. With us, agents experience real-time empowerment – from quoting to issuing and servicing accounts. We seamlessly blend cutting-edge technology with personalized service, transforming insurance into a proactive risk management plan. Stay ahead in protecting what matters most, as we align with the dynamic pace of today's business landscape. Welcome to a new era of efficiency, responsiveness, and tailored protection with First Insurance & Risk Management

The Foremost Choice suite of products is built on a simple idea: Specialized Value. Foremost has been offering specialized insurance policies since 1952 and they understand your clients' lifestyle.

Forge is a small business auto insurance solution designed exclusively for independent agents. Specializing in 3–9 unit accounts and larger fleets, Forge offers competitive premiums for light and local operators across the Midwest and Mid-Atlantic. With in-house claims handling and expert underwriting, Forge delivers tailored coverage and exceptional service from quote to claim.

Foxquilt will help you sell small business, easier. Foxquilt was built specially for small business owners as there was a gap in the market around product and process availability. The founding thesis was that customers and agents need to have freedom of choice, transparency and decisive answers. For agents specifically, efficiency of scale comes into play. The ability to write the business you previously didn't have solutions for (product or process) means that you can grow the business and make your customers happy. Foxquilt offers commercial products through our agent platform, Foxden, with no underwriting holds, direct bill payment options and multi-iso rating.

Tap into the nonstandard auto market with GAINSCO! GAINSCO can help you tap into one of the most lucrative auto insurance markets in the country. We offer agents superior benefits including easy to customize policies, eSignature capabilities for both in office and remote binding, competitive pricing and superior agent support

GeoVera provides stand-alone earthquake insurance to fill the coverage gap for your clients. Earthquake insurance for stability in shaky times!

For more than 150 years, our customers have trusted us to protect what matters most to them. We offer specialized coverage to meet your business’s unique needs—giving you the peace of mind you deserve.

Green Shield Risk Solutions is an MGA providing innovative high value homeowners insurance for wildfire-exposed regions, featuring Guardian Elite Home — a premium program for affluent clients with advanced wildfire analytics and comprehensive coverage.

Our approach to the collectible car insurance business and our strategy for growth is centered on our unwavering pursuit to build the world's most loved automotive enthusiast brand and deliver on our purpose to save driving and car culture for future generations.

**QUALIFICATION WILL BE REQUIRED** Hanover is a top-tier, A-rated national carrier offering a wide range of commercial insurance products. Known for their strong financial backing and commitment to independent agents, Hanover provides robust small business solutions backed by dedicated underwriting and support teams to help agents grow with confidence.

Hippo delivers intuitive and proactive protection for homeowners by combining the power of technology with a human touch. Focused on primary homeowners insurance, Hippo policies are written on Spinnaker paper and designed to simplify coverage while providing modern, responsive support.

Hiscox NOW provides same-day coverage for small businesses with up to $5MM IN ANNUAL REVENUE. We offer instant binding for GL, PL, BOP and Cyber Security coverage though a fast an easy, all-digital quote and bind experience. Policy docs are delivered immediately via email.

Homeowners of America has easy quoting, highly personalized claims service, and many endorsement options that can customize coverage for your clients. They offer a wide variety of features, competitive rates, discounts and payment plans for all of their homeowners products.

Unlock the Florida Insurance Market with HoneyQuote: Seamlessly place homeowners risks in coastal markets with HoneyQuote’s leading regional carriers. Specializing in Florida homeowners and condo insurance, we collaborate with not just one or two, but ten top insurance carriers in the state. Say goodbye to limited options and hello to a wealth of opportunities as you navigate the Florida marketplace. Trust HoneyQuote to connect you with the best coverage options for your clients.

Hugo is a technology driven auto insurance company focused on making coverage more accessible by offering micro-payments for customers who prefer smaller, more frequent payments rather than a traditional monthly plan. Through a digital-first experience, customers can manage their policy and payments online, receive automated payment reminders, and make account changes quickly. Hugo's model is designed to help reduce lapses in coverage by aligning payments with the customer's budget.

IDIQ offers an array customizable employee benefits and identity protection products designed for your customers, each offering unique features and benefits. By embracing these innovative solutions, you'll be able to enhance customer satisfaction, foster loyalty, and boost retention rates.

Insur-Fi is your Boutique Wholesale Broker offering markets for Habitational, Hotel, Motel, Restaurant, Bar, Tavern, Artisan Contractors, Lessor Risk, Real Estate GL, Distribution, Warehouse, Manufacturing, Large WC and so much more.

Integrated Specialty Coverages (ISC) is a tech-driven program administrator specializing in commercial insurance. Backed by private equity firm KKR, ISC partners exclusively with A-rated carriers and offers a proprietary platform for seamless quoting and binding. With a focus on high-quality service, competitive commissions, and innovative product delivery, ISC helps agencies expand their footprint in the commercial market.

Jewelers Mutual is the only insurer in North America dedicated to jewelry insurance for over 100 years. They’ve received their 38th consecutive A+ Superior rating from A.M. Best and their 14th consecutive Ward’s 50® top performing insurance companies award. Jewelers Mutual is available nationwide and you'll earn 10% on new and renewal policies.

Kanguro Insurance makes it simple for agents to grow their business with innovative pet and renters insurance products.

Kelly Klee offers concierge bundle required coverage and service for your high net worth clients' needs that extend beyond traditional standard market insurance coverage. Coverage requirements include minimum 1MM Coverage A and 3 lines required.

King MGA delivers fast, flexible, and agent-focused insurance solutions to help grow your book of business. Specializing in Manufactured Home, HO5, and specialty property products, King MGA combines competitive pricing, responsive underwriting, and exceptional service. Partner with King MGA for a streamlined experience that makes doing business simple and efficient.

Lamar General Insurance Agency specializes in offering customized auto insurance solutions that prioritize comprehensive coverage and affordability. Their auto product includes flexible policy options, such as liability, collision, and full coverage, ensuring drivers are protected in any situation. With a commitment to personalized service, Lamar General helps clients find the right auto insurance to fit their needs and budget.

At Lemonade Insurance, we are redefining the way insurance is delivered and experienced. As a full-stack insurtech carrier, our mission is to be the easiest, most delightful carrier for our agency partners and their clients to work with. We empower our partners with solutions that drive efficiency, enhance customer satisfaction, and unlock growth opportunities.