Homeowners Insurance Carriers for Independent Agents in California

Aegis offers affordable insurance for affordable housing. Their core products are manufactured homes, rental properties, affordable homeowners, and vacant structures.

Coastal and high-risk homeowners deserve choice, service, and certainty. Annex Risk partners with A.M. Best "A" rated insurance carriers to offer an HO-3 product for high-risk homes along the Gulf Coast and Eastern Seaboard. They work in some of the most natural catastrophe exposed regions to provide peace of mind to homeowners.

Bamboo makes insurance easy by leveraging state of the art technology that delivers a 'best in class' operating system for agents and policy holders.

Delos offers coverage for properties in CA wildfire risk zones. Many Californians struggle to find coverage if they live in an area perceived to have high wildfire risk. Delos is best-equipped to underwrite this market because they can identify thousands of safe homes that exist in these areas using their proprietary data and cutting-edge AI. They also use their dynamic data to proactively send homeowners personalized advice for home hardening as their risk changes.

The Foremost Choice suite of products is built on a simple idea: Specialized Value. Foremost has been offering specialized insurance policies since 1952 and they understand your clients' lifestyle.

Heritage Property & Casualty Company provides personal and commercial residential insurance, including homeowners (HO‑3), condo (HO‑6), dwelling fire (DP‑3), and commercial property coverage, plus an artisan contractor program. All reinsurance carriers are rated A‑ or better by AM Best, and Heritage itself holds an A (Exceptional) rating from Demotech.

LightSpeed Specialty Insurance Solutions is a wholesale excess and surplus broker offering AM Best A+ rated Homeowners, Condo and Landlord insurance in the state of California.

MSI is a leading MGA and program administrator offering a growing portfolio of personal and commercial insurance solutions, including flood, high-value homeowners, cyber, and D&O liability. With unmatched access to top-rated insurers and reinsurers, MSI delivers flexible, tailored coverage through advanced technology platforms that enable rapid quoting and instant binding.

Pacific Specialty Insurance Company has been offering the coverages your customers need for over 30 years with a team that's always ready to help.