Homeowners Insurance Carriers for Independent Agents in California

Aegis offers affordable insurance for affordable housing. Their core products are manufactured homes, rental properties, affordable homeowners, and vacant structures.

American Modern Insurance Group, Inc., (A + Superior AM Best) a Munich Re company, is a widely recognized specialty insurance leader that delivers products and services for Residential Property – such as Manufactured Homes and Specialty Dwellings –along with the Recreational Market, including Boats, Personal Watercraft, Collector Vehicles, Motorsports and more.

Coastal and high-risk homeowners deserve choice, service, and certainty. Annex Risk partners with A.M. Best "A" rated insurance carriers to offer an HO-3 product for high-risk homes in California, and along the Gulf Coast and Eastern Seaboard. They work in some of the most natural catastrophe exposed regions to provide peace of mind to homeowners.

Arrowhead General Insurance Agency, Inc. is one of the largest program administrators and managing general agents in the U.S. With a focus on CA E&S HO3, DP3 and Residential EQ products. For more than 40 years we’ve helped brokers, agents and policyholders mitigate risk and deliver innovative solutions.

Bamboo makes insurance easy by leveraging state of the art technology that delivers a 'best in class' operating system for agents and policy holders.

Delos offers coverage for properties in CA wildfire risk zones. Many Californians struggle to find coverage if they live in an area perceived to have high wildfire risk. Delos is best-equipped to underwrite this market because they can identify thousands of safe homes that exist in these areas using their proprietary data and cutting-edge AI. They also use their dynamic data to proactively send homeowners personalized advice for home hardening as their risk changes.

The Foremost Choice suite of products is built on a simple idea: Specialized Value. Foremost has been offering specialized insurance policies since 1952 and they understand your clients' lifestyle.

Green Shield Risk Solutions is an MGA offering two distinct programs for complex property risks. Guardian Elite Home is our non-admitted, high-value homeowners program built for wildfire-exposed properties. Our Specialty Lines Programs backed by AU Gold, add Dwelling Fire, DIC, Vacant Property, Vacant Land, Builder's Renovation, and Course of Construction coverage nationwide

ICAT is a specialized property insurance provider serving both homeowners and commercial property owners in regions vulnerable to catastrophes like hurricanes and earthquakes. Founded in 1998, ICAT offers tailored coverage—including coastal homeowners, commercial all-risk, and earthquake protection—through a strong carrier network and a 24/7 online quoting and underwriting platform.

LightSpeed Specialty Insurance Solutions is a wholesale excess and surplus broker offering AM Best A+ rated Homeowners, Condo and Landlord insurance in the state of California.

MSI is a leading MGA and program administrator offering a growing portfolio of personal and commercial insurance solutions, including flood, high-value homeowners, cyber, and D&O liability. With unmatched access to top-rated insurers and reinsurers, MSI delivers flexible, tailored coverage through advanced technology platforms that enable rapid quoting and instant binding.

Pacific Specialty Insurance Company has been offering the coverages your customers need for over 30 years with a team that's always ready to help.

Steadily provides an A-rated solution by AM Best, offering independent agents a quick and simple way to sell insurance to landlords. With Steadily, agents can secure accurate and competitive quotes in just minutes!