Homeowners Insurance Carriers for Independent Agents in Florida

Coastal and high-risk homeowners deserve choice, service, and certainty. Annex Risk partners with A.M. Best "A" rated insurance carriers to offer an HO-3 product for high-risk homes along the Gulf Coast and Eastern Seaboard. They work in some of the most natural catastrophe exposed regions to provide peace of mind to homeowners.

The Foremost Choice suite of products is built on a simple idea: Specialized Value. Foremost has been offering specialized insurance policies since 1952 and they understand your clients' lifestyle.

Green Shield Risk Solutions is an MGA providing innovative high value homeowners insurance for wildfire-exposed regions, featuring Guardian Elite Home — a premium program for affluent clients with advanced wildfire analytics and comprehensive coverage.

Unlock the Florida Insurance Market with HoneyQuote: Seamlessly place homeowners risks in coastal markets with HoneyQuote’s leading regional carriers. Specializing in Florida homeowners and condo insurance, we collaborate with not just one or two, but ten top insurance carriers in the state. Say goodbye to limited options and hello to a wealth of opportunities as you navigate the Florida marketplace. Trust HoneyQuote to connect you with the best coverage options for your clients.

ICAT is a specialized property insurance provider serving both homeowners and commercial property owners in regions vulnerable to catastrophes like hurricanes and earthquakes. Founded in 1998, ICAT offers tailored coverage—including coastal homeowners, commercial all-risk, and earthquake protection—through a strong carrier network and a 24/7 online quoting and underwriting platform.

MSI is a leading MGA and program administrator offering a growing portfolio of personal and commercial insurance solutions, including flood, high-value homeowners, cyber, and D&O liability. With unmatched access to top-rated insurers and reinsurers, MSI delivers flexible, tailored coverage through advanced technology platforms that enable rapid quoting and instant binding.

Orange Insurance Exchange offers a competitively priced homeowners, condo and landlord product in Florida Market! Products are written with Cabrillo Coastal General Insurance offering Coverage A up to $2.5 mil and can place older construction risks with newer roofs.

Competitive home carrier with the top 3 easiest quote/bind/issue platforms in the US. Avg of 15+- days for claims handling. 4.8* rating on google.com with over 3,000+ reviews. Quote to bind in less than 3-5 minutes. One of the only carriers in the SE US that has not pulled out of any states or ceased writing over the last 8 years. Avg of 91%+ retention over the last 8 years. Current F1 sponsor of the HAAS Racing team with national and global brand recogintion growing daily.

Slide offers flexible, customizable policies—including homeowners, condo, landlord, and commercial residential insurance—backed by strong financial stability with an A (Exceptional) Demotech rating.