Workers Comp Insurance Carriers for Independent Agents in Maryland

AmTrust is a leading writer of small commercial insurance covering over 500K small businesses and is the third largest writer of Workers Compensation in the U.S. Our extensive workers’ compensation appetite makes us an ideal fit for a vast number of small businesses. AmTrust also has extremely responsive underwriting. If a quote is not bind online eligible, we will routinely review and return an underwriting decision by the next business day.

Attune's sophisticated platform aggregates the necessary data from different sources, and then uses incredibly advanced analytics to create tailored products that can be delivered in mere minutes, not days or weeks!

biBerk is part of the Berkshire Hathaway Insurance Group with over 75 years of insurance experience. More than half a million business owners get their business insurance from biBerk nationwide. biBerk’s online quote process enables agents to submit a policy, get a quote and bind online in minutes saving you and your client valuable time. Coverage is affordable and tailored to meet the needs of your clients. biBerk writes 95% of all class codes for workers' comp and professional liability, handles all the service and billing, and renewals are automatic.

Chubb’s small commercial business insurance offering provides growing independent agents access to robust, scalable protection designed for businesses of all sizes — from startups to established community anchors. Chubb. Its suite includes foundational General Liability policies, workers-compensation, cyber liability and management/professional liability coverages, delivered with the premium service and global resources Chubb is known for. The program emphasizes simplicity and speed for smaller commercial accounts while offering tailored solutions that evolve as the business grows — making it a strategic choice for independent agents and their clients.

For over a century, we’ve been providing America’s small businesses with cost-effective workers’ compensation insurance. With our emphasis on financial stability and fast, efficient claims service, we now serve clients in 46 states and the District of Columbia. EMPLOYERS remains focused on keeping America’s Main Street businesses not only working, but working safely.

For more than 150 years, our customers have trusted us to protect what matters most to them. We offer specialized coverage to meet your business’s unique needs—giving you the peace of mind you deserve.

**QUALIFICATION WILL BE REQUIRED** Hanover is a top-tier, A-rated national carrier offering a wide range of commercial insurance products. Known for their strong financial backing and commitment to independent agents, Hanover provides robust small business solutions backed by dedicated underwriting and support teams to help agents grow with confidence.

Normandy is a work comp carrier offering quoting and binding online or working directly with an underwriter. 24 turnaround time. Many accounts are approved without prior coverage. If prior is required, one year is requested. Lapse in coverage and high MODs are accepted. High renewal retentions and very strong claims management team.

Thimble is a first of its kind carrier that is offering short-term coverage that is completely unique. Workers can now get coverage for an hour, a day, a week, and all the way up to a year!

THREE was created out of Berkshire Hathaway, drawing on decades of insurance experience, unmatched financial strength, together with expert and responsive claims teams. They offer simple, innovative, all-encompassing policies to fit the needs of small business owners. This means one single policy, one bill, and one number to call to file a claim.