Commercial Property Insurance Carriers for Independent Agents in Minnesota

Alchemy Insurance Solutions offers a fifty-state program for builder's risk with rates engineered to beat the competition. Alchemy Insurance Solutions offers policies as both a single shot, and on a reporting form. Alchemy's flexible underwriting allows us to entertain risks up to and above $5m. In Florida & Texas Alchemy offers competitive rates with wind for CAT affected, and Coastal risks, as well as high value homes.

Blitz is a technology-driven insurance company revolutionizing the $100B E&S market with a fast, simple underwriting platform for small commercial property & casualty risks. Agents can quote in 5 minutes and bind in 10, with 80% of risks requiring no underwriter review. Covering industries like retail, contractors, and special events, Blitz offers a streamlined, no-accords process, dynamic applications, bundled products, and a centralized communications platform.

Insur-Fi is your Boutique Wholesale Broker offering markets for Habitational, Hotel, Motel, Restaurant, Bar, Tavern, Artisan Contractors, Lessor Risk, Real Estate GL, Distribution, Warehouse, Manufacturing, Large WC and so much more.

Integrated Specialty Coverages (ISC) is a tech-driven program administrator specializing in commercial insurance. Backed by private equity firm KKR, ISC partners exclusively with A-rated carriers and offers a proprietary platform for seamless quoting and binding. With a focus on high-quality service, competitive commissions, and innovative product delivery, ISC helps agencies expand their footprint in the commercial market.

NEXT uses groundbreaking AI-based technology that allows agents to sell more commercial policies, faster. They offer instant quote and binds and immediate access to certificates of insurance.

Pathpoint is a digital Wholesaler that gives you access to AM Best A-rated E&S carriers such as Markel, Westchester, Nautilus, and Crum & Forster. Most popular classes include contractors, lessors risk, short term rentals, vacant land/buildings, restaurants/bars/taverns and more

Semsee’s Market Access program is a dedicated solution that expands your reach in small commercial insurance by granting access to additional markets through its streamlined quoting and binding platform. By leveraging Semsee’s robust small commercial insurance tools and market access infrastructure, partners benefit from increased quoting power, licensed underwriting expertise, competitive commissions, and tailored support for hard‑to‑place risks, enabling more efficient submissions and faster decision-making.

SES Risk Solutions is a leading, tech-enabled insurance provider for residential investment properties. Program Appetite: Residential long term rental properties only. Including SFR 1-4 single location and portfolio, MFR 5+ unit and Property Manager portfolios.

Tokio Marine HCC, rated A++ (XV) by A.M. Best, is a top specialty insurer known for strength and innovation. Its ArtisanEdge platform simplifies contractors insurance with fast, automated quoting, instant policy issuance, customizable coverage, and preferred rates for qualified risks. With admitted paper and one-click renewals, ArtisanEdge makes writing contractor policies easier than ever.

Vacant Express specializes in coverage for residential and commercial properties that are vacant, currently in renovation or new construction.