Commercial Lines Insurance Carriers for Independent Agents in Ohio

Alchemy Insurance Solutions offers a fifty-state program for builder's risk with rates engineered to beat the competition. Alchemy Insurance Solutions offers policies as both a single shot, and on a reporting form. Alchemy's flexible underwriting allows us to entertain risks up to and above $5m. In Florida & Texas Alchemy offers competitive rates with wind for CAT affected, and Coastal risks, as well as high value homes.

Attune's sophisticated platform aggregates the necessary data from different sources, and then uses incredibly advanced analytics to create tailored products that can be delivered in mere minutes, not days or weeks!

Berxi, part of Berkshire Hathaway Specialty Insurance (rated A++ by AM Best), provides affordable, comprehensive general liability coverage for small businesses. Powered by iBynd, Berxi offers a fully digital experience with instant quotes, binding, and policy issuance, plus 24/7 access to manage policies and file claims. Backed by exceptional claims service and live onshore support, Berxi delivers simplicity, transparency, and reliability with no hidden fees or cancellation costs.

biBerk is part of the Berkshire Hathaway Insurance Group with over 75 years of insurance experience. More than half a million business owners get their business insurance from biBerk nationwide. biBerk’s online quote process enables agents to submit a policy, get a quote and bind online in minutes saving you and your client valuable time. Coverage is affordable and tailored to meet the needs of your clients. biBerk writes 95% of all class codes for workers' comp and professional liability, handles all the service and billing, and renewals are automatic.

Blitz is a technology-driven insurance company revolutionizing the $100B E&S market with a fast, simple underwriting platform for small commercial property & casualty risks. Agents can quote in 5 minutes and bind in 10, with 80% of risks requiring no underwriter review. Covering industries like retail, contractors, and special events, Blitz offers a streamlined, no-accords process, dynamic applications, bundled products, and a centralized communications platform.

Bristol West Insurance, part of the Farmers Insurance Group, offers non-standard auto insurance solutions designed for drivers who may not qualify for preferred markets. You’ll find Bristol West valuable for clients with prior violations, lapses in coverage, or limited insurance history. The carrier provides broad underwriting eligibility, competitive commission, and a user-friendly portal for quoting and servicing policies.

BTIS, part of the Amynta Group, is a nationwide wholesale insurance intermediary offering an exclusive General Liability product. Their tech-driven platform delivers fast quoting, streamlined workflows, and responsive underwriting to support agency success.

Chubb’s small commercial business insurance offering provides growing independent agents access to robust, scalable protection designed for businesses of all sizes — from startups to established community anchors. Chubb. Its suite includes foundational General Liability policies, workers-compensation, cyber liability and management/professional liability coverages, delivered with the premium service and global resources Chubb is known for. The program emphasizes simplicity and speed for smaller commercial accounts while offering tailored solutions that evolve as the business grows — making it a strategic choice for independent agents and their clients.

Coterie Insurance is a tech-forward commercial insurer focused on making small-business insurance fast, simple, and transparent. It delivers instant, bindable quotes for policies like general liability, professional liability, cyber, and business owners’ coverage across all 50 states. Through its data-powered underwriting platform, Coterie enables agents, brokers, and business owners to skip the traditional delays and get protection when they need it most.

Cover Whale is an Insurtech company that is transforming the commercial truck insurance industry by bringing coverage options to owner/operators that were too difficult for conventional insurance companies to write. Cover Whale targets 1-25 power units at bind with a growth of 2 additional power units per quarter.

Cowbell Cyber is the leading provider of cyber insurance for small and medium-sized enterprises. Cowbell's easy-to-understand cyber insurance offerings innovate across all three insurance pillars: underwriting, distribution, and claims.

CrossCover is a Managing General Underwriter (MGU) specializing in commercial property insurance within the Excess & Surplus (E&S) market. They provide full‑limits E&S property coverage for middle‑market clients through a panel of highly rated “A” carriers, emphasizing underwriting expertise over distribution volume.

Diesel Offers Truckers Physical Damage and Motor Truck Cargo in 48 states excluding AK and HI. (Liability currently not available) Featuring a fast online rater, broad coverage, competitive terms and premiums. Targeting all operations of trucking including new ventures; all radius including long haul; all account sizes including owner operator (1 truck to 10 trucks).

Revolutionizing Small Business Insurance: First Insurance & Risk Management isn't just an insurance provider we're your strategic partner in risk management. Say goodbye to the frustration of waiting for carriers to respond. With us, agents experience real-time empowerment – from quoting to issuing and servicing accounts. We seamlessly blend cutting-edge technology with personalized service, transforming insurance into a proactive risk management plan. Stay ahead in protecting what matters most, as we align with the dynamic pace of today's business landscape. Welcome to a new era of efficiency, responsiveness, and tailored protection with First Insurance & Risk Management

Forge is a small business auto insurance solution designed exclusively for independent agents. Specializing in 3–9 unit accounts and larger fleets, Forge offers competitive premiums for light and local operators across the Midwest and Mid-Atlantic. With in-house claims handling and expert underwriting, Forge delivers tailored coverage and exceptional service from quote to claim.

Foxquilt will help you sell small business, easier. Foxquilt was built specially for small business owners as there was a gap in the market around product and process availability. The founding thesis was that customers and agents need to have freedom of choice, transparency and decisive answers. For agents specifically, efficiency of scale comes into play. The ability to write the business you previously didn't have solutions for (product or process) means that you can grow the business and make your customers happy. Foxquilt offers commercial products through our agent platform, Foxden, with no underwriting holds, direct bill payment options and multi-iso rating.

For more than 150 years, our customers have trusted us to protect what matters most to them. We offer specialized coverage to meet your business’s unique needs—giving you the peace of mind you deserve.

Green Shield Risk Solutions is an MGA offering two distinct programs for complex property risks. Guardian Elite Home is our non-admitted, high-value homeowners program built for wildfire-exposed properties. Our Specialty Lines Programs backed by AU Gold, add Dwelling Fire, DIC, Vacant Property, Vacant Land, Builder's Renovation, and Course of Construction coverage nationwide

Hanover is a top-tier, A-rated national carrier offering a wide range of commercial insurance products. Known for their strong financial backing and commitment to independent agents, Hanover provides robust small business solutions backed by dedicated underwriting and support teams to help agents grow with confidence.

Hiscox NOW provides same-day coverage for small businesses with up to $5MM IN ANNUAL REVENUE. We offer instant binding for GL, PL, BOP and Cyber Security coverage though a fast an easy, all-digital quote and bind experience. Policy docs are delivered immediately via email.

Insur-Fi is your Boutique Wholesale Broker offering markets for Habitational, Hotel, Motel, Restaurant, Bar, Tavern, Artisan Contractors, Lessor Risk, Real Estate GL, Distribution, Warehouse, Manufacturing, Large WC and so much more.

Integrated Specialty Coverages (ISC) is a tech-driven program administrator specializing in commercial insurance. Backed by private equity firm KKR, ISC partners exclusively with A-rated carriers and offers a proprietary platform for seamless quoting and binding. With a focus on high-quality service, competitive commissions, and innovative product delivery, ISC helps agencies expand their footprint in the commercial market.

LIO Insurance is a niche specialty carrier driven by a next generation digital ecosystem offering Community Association Insurance. Their motto is Insurance Made Simple. LIO operates without legacy burdens, enabling them to leverage cutting-edge technology that allows you to enter new business and get a quote in minutes

MGT is a tech-enabled risk solutions platform that improves commercial P&C insurance for both the broker and the policyholder. MGT is ushering in the next evolution of commercial insurance and working to move the industry forward through the use of modern technology, better processes, and a rock-star team.

Neptune offers flood insurance for residential, commercial, and condominium buildings, featuring elevated limits and optional coverages to protect against flood damage.

NEXT uses groundbreaking AI-based technology that allows agents to sell more commercial policies, faster. They offer instant quote and binds and immediate access to certificates of insurance.

Fair, transparent pricing for small fleet trucking coverage. Get better shipping contracts and build a more profitable business with trucking insurance that rewards safety with savings. A- rated (A.M. Best - Excellent): Highly stable financial footing and a top panel of global re-insurers. Up front safety discounts: Leverage your safe driving history to save up to 20% up front. No surprise changes, no false promises. Predictable premiums: Always know what you’re paying with fixed premiums, and clear pricing on endorsements. Hassle-free claims: 24/7 claims, resolved efficiently by telematics and transportation experts with decades of experience.

Pathpoint is a digital Wholesaler that gives you access to AM Best A-rated E&S carriers such as Markel, Westchester, Nautilus, and Crum & Forster. Most popular classes include contractors, lessors risk, short term rentals, vacant land/buildings, restaurants/bars/taverns and more

Promont Insurance Advisors is a specialty MGA with underwriting authority on behalf of an A++ rated carrier, delivering tailored insurance solutions for faith-based and educational institutions. Promont writes general liability for risks of all sizes and property up to $10M per location, with a sweet spot of $4M–$5M TIV.

Propeller is a digital MGA which completely automates the entire lifecycle of surety bonding. Propeller streamlines the billing with credit/debit card direct bill for customers which allows bond-heavy agencies to create massive efficiencies within their business, but also allows inexperienced bonding agencies the confidence to market bonds and use bonds as a lead generation tool. With Propeller, you get access to multiple surety markets (appetite aggregator), the best surety technology, and surety underwriters! With a name and email address, Propeller can send the agency an onboarding packet via DocuSign. Within 10 minutes the contract is completed, and we are creating your custom URL to put on your website, email signature, or social media. We will follow up to make sure all staff are familiarized and answer any questions.

Rainbow partners with local agents to offer hand-crafted coverage for restaurants and beauty & wellness businesses. Offering broad appetites, including ghost kitchens, wine bars, fine dining, and new ventures (up to $10M in revenue and 65% liquor sales) for restaurants, and salons, spas, nail studios, fitness centers, and body piercing (up to $10M in revenue and 250 employees) for beauty & wellness. Agents enjoy admitted BOPs with customizable coverages, a fast online quote-to-bind platform with same-day answers from real underwriters, competitive premiums, self-service billing for clients, strong commissions, and added perks like marketing support, webinars, and referral-friendly quoting. All of this is backed by a carrier rated A- (Excellent) with an IX Financial Size Category by AM Best, built for speed, service, and specialization.

REInsurePro offers flexible, monthly coverage and billing, allowing you to pay only for the tenant-occupied coverage you need without overpaying. You can easily consolidate a portfolio of properties, ranging from one to 20 units, owned by multiple entities like LLCs or Trusts, into one schedule. With nationwide coverage and expert agents who understand the real estate investment industry, REInsurePro provides tailored insurance solutions without co-insurance penalties. Backed by industry-leading carriers rated “A-” or better by AM Best, REInsurePro ensures you get the right coverage for your risks.

RLI provides personal umbrella insurance with innovative approaches to underwriting and unsurpassed levels of client service.

RLI Contrac Pac provides admitted general liability, business personal property, and inland marine coverage for small to medium-sized artisans and general contractors specializing in residential and light commercial projects. We provide a streamlined quoting process with an intuitive agent portal and contractor-specific applications. Our online solutions make working with RLI easy so you can focus on quickly getting your customers the coverage they need. AM Best A+ Superior rating

As a First Connect member, you have direct access to write surety bonds through RLI. Simply use your First Connect account to access RLI Surety’s online system to write commercial bonds or apply for contract bonds electronically!

RT Connector is RT Specialty's digital E&S quoting and binding platform, giving appointed agents access to real-time, bindable quotes across 25+ carriers from a single application. Supported lines include General Liability, Commercial Package, Property, Excess Liability, Cyber, Workers' Comp, and Truckers. Submit once, compare quotes side by side, and bind and issue policies in minutes — no post-bind subjectivities on most lines.

SES Risk Solutions is a leading, tech-enabled insurance provider for residential investment properties. Program Appetite: Residential long term rental properties only. Including SFR 1-4 single location and portfolio, MFR 5+ unit and Property Manager portfolios.

Simply Business is dedicated to making small business insurance simple and accessible. Our robust digital marketplace allows small business owners to find and buy the insurance they need online, matching them with coverage from multiple top insurers to offer choice, transparency, and value.

Skywatch.ai has developed an amazing broker web portal to give you real time, comprehensive quoting and binding for broad drone insurance coverage. Liability limits range from $500k to $5M!

Slice is an insuretech platform designed to provide Contractors General Liability coverage focused on artisans, general contractors, and remodelers. Agents can enjoy coverage in hard to place classes, quotes in 30 seconds and unlimited instance COIs!

Starfish Specialty is a Managing General Agent offering tailored insurance programs for niche markets. Their Landlord Protect Property and General Liability insurance product is specially designed to ensure real estate investor property and rental income are financially protected.

Steadily provides an A-rated solution by AM Best, offering independent agents a quick and simple way to sell insurance to landlords. With Steadily, agents can secure accurate and competitive quotes in just minutes!

Thimble is a first of its kind carrier that is offering short-term coverage that is completely unique. Workers can now get coverage for an hour, a day, a week, and all the way up to a year!

THREE was created out of Berkshire Hathaway, drawing on decades of insurance experience, unmatched financial strength, together with expert and responsive claims teams. They offer a comprehensive, all-in-one policy that is built to fit the needs of business owners of all sizes. This means one single policy, one bill, and one number to call to file a claim.

Tokio Marine HCC, rated A++ (XV) by A.M. Best, is a top specialty insurer known for strength and innovation. Its ArtisanEdge platform simplifies contractors insurance with fast, automated quoting, instant policy issuance, customizable coverage, and preferred rates for qualified risks. With admitted paper and one-click renewals, ArtisanEdge makes writing contractor policies easier than ever.

weSure’s digital BOP, Cyber and Workers Comp products can be seamlessly and efficiently purchased and managed online, providing a tailored solution to meet the unique and evolving insurance needs of Small and Medium-sized Businesses in the Midwest and the Mid-Atlantic.