Auto Insurance Carriers for Independent Agents in Texas

American Modern Insurance Group, Inc., (A + Superior AM Best) a Munich Re company, is a widely recognized specialty insurance leader that delivers products and services for Residential Property – such as Manufactured Homes and Specialty Dwellings –along with the Recreational Market, including Boats, Personal Watercraft, Collector Vehicles, Motorsports and more.

Apollo MGA and Excellent Insurance specialize in non-standard personal automobile insurance through independent agents across Texas. One appointment provides access to two carriers with separate but nearly identical websites, systems, and underwriting, making it simple to learn and navigate both programs. Both companies have an appetite for customers needing minimum limits of 30/60/25, with competitive options for multiple-vehicle risks requiring liability and physical damage coverage. Apollo and Excellent not only offer solutions for customers with a driver’s license but also those with valid identification, including Texas IDs, out-of-state identification or licenses, and foreign identification. Two carriers. Similar systems. More opportunities to write business!

Bristol West Insurance, part of the Farmers Insurance Group, offers non-standard auto insurance solutions designed for drivers who may not qualify for preferred markets. You’ll find Bristol West valuable for clients with prior violations, lapses in coverage, or limited insurance history. The carrier provides broad underwriting eligibility, competitive commission, and a user-friendly portal for quoting and servicing policies.

Clearcover is an Auto Insurance company backed by some of the biggest names in the industry. They strive to provide the right coverage, when it matters, for the lowest possible cost.

Commonwealth is a unique insurance company that was founded by agents and formed for agents. They understand the challenges within independent agencies and have created a system that is easy to use, products that give agents a competitive advantage, and a service department that works with agents, not against them. Learn how to get appointed and how to sell their auto and property products here!

Covercube is a nonstandard auto carrier writing business in Texas and Arizona, rated A by Demotech for financial stability. The platform is built for speed and flexibility, offering fast and simple policy submission, real time quoting, and a range of payment plan options that help clients stay on budget. With no credit scoring used for eligibility or pricing, Covercube gives agencies broader access to write more business for more clients. It's a strong fit for newly appointed agencies looking for a fast, flexible partner to grow their book of business.

The Foremost Choice suite of products is built on a simple idea: Specialized Value. Foremost has been offering specialized insurance policies since 1952 and they understand your clients' lifestyle.

The Foremost Signature Program is written on the Agent360 platform. These Auto and Home products can be customized to match your customer's preferences and budget.

Tap into the nonstandard auto market with GAINSCO! GAINSCO can help you tap into one of the most lucrative auto insurance markets in the country. We offer agents superior benefits including easy to customize policies, eSignature capabilities for both in office and remote binding, competitive pricing and superior agent support

Our approach to the collectible car insurance business and our strategy for growth is centered on our unwavering pursuit to build the world's most loved automotive enthusiast brand and deliver on our purpose to save driving and car culture for future generations.

Kelly Klee offers concierge bundle required coverage and service for your high net worth clients' needs that extend beyond traditional standard market insurance coverage. Coverage requirements include minimum 1MM Coverage A and 3 lines required.

NOTE: Mile Auto is PAY PER MILE Auto and requires Qualification. Mile Auto is a pay-per-mile insurance that is straightforward, easy to use, and can save low-mileage drivers 30-40% off their current rates. No "black box" tracking device required!

National General, an Allstate company, has a dedicated agency processing system, enabling you to be nimble, with your needs in mind.

OpenRoad covers many different types of collector vehicles including antiques, classics, muscle cars, modern sports cars, street rods, replicas, as well as custom cars & trucks. We even provide coverage for antique fire trucks, military vehicles, and antique tractors! To be eligible, the insured must own another vehicle that is their daily driver. All 1989 and older model year vehicles are eligible. Newer vehicles, all the way to brand new model years, can be eligible if they have some enthusiast features: sports car, convertibles, or performance editions. Modern Corvettes, Mustangs, Camaros, Chargers, Hellcats, Porsche 911, etc. are all eligible. We avoid modern exotics and heavily modified cars.