Insurance Carriers for Independent Agents in Virginia

Aegis offers affordable insurance for affordable housing. Their core products are manufactured homes, rental properties, affordable homeowners, and vacant structures.

Alchemy Insurance Solutions offers a fifty-state program for builder's risk with rates engineered to beat the competition. Alchemy Insurance Solutions offers policies as both a single shot, and on a reporting form. Alchemy's flexible underwriting allows us to entertain risks up to and above $5m. In Florida & Texas Alchemy offers competitive rates with wind for CAT affected, and Coastal risks, as well as high value homes.

AmTrust is a leading writer of small commercial insurance covering over 500K small businesses and is the third largest writer of Workers Compensation in the U.S. Our extensive workers’ compensation appetite makes us an ideal fit for a vast number of small businesses. AmTrust also has extremely responsive underwriting. If a quote is not bind online eligible, we will routinely review and return an underwriting decision by the next business day.

Coastal and high-risk homeowners deserve choice, service, and certainty. Annex Risk partners with A.M. Best "A" rated insurance carriers to offer an HO-3 product for high-risk homes along the Gulf Coast and Eastern Seaboard. They work in some of the most natural catastrophe exposed regions to provide peace of mind to homeowners.

Aon Edge is a leading provider of customizable private flood insurance with superior policy administration, claims processing, customer service, and agency support for your property owners.

Arkay Auto Warranty allows Insurance Agents to protect their clients from vehicle repair costs. Arkay offers the best Vehicle Service Contract available anywhere. We do this by offering Premium-Level coverage that isn’t available anywhere else (not dealerships, not car manufacturers, not direct-to-consumer channels, not anywhere else.) This way your clients can enjoy their vehicle without having to worry about repair costs. Our coverage is there for them when they need it. Note: Arkay Auto Warranty uses the term “warranty” to relate to how consumers generally describe the product but Arkay is technically offering a Vehicle Service Contract. This is not a manufacturer’s warranty as it covers vehicle repairs after the manufacturer’s warranty period expires

Assurity is a mutual insurer with a long-standing reputation for excellence, offering competitive Life products.

Attune's sophisticated platform aggregates the necessary data from different sources, and then uses incredibly advanced analytics to create tailored products that can be delivered in mere minutes, not days or weeks!

Back9 offers real-time case management with 40+ carriers, helping agents sell life, disability, and annuities faster. With 24/7 support, all data in one place, and Quote & Apply™ to quote, eSign, and submit in minutes, you can drive business anytime.

Berxi, part of Berkshire Hathaway Specialty Insurance (rated A++ by AM Best), provides affordable, comprehensive general liability coverage for small businesses. Powered by iBynd, Berxi offers a fully digital experience with instant quotes, binding, and policy issuance, plus 24/7 access to manage policies and file claims. Backed by exceptional claims service and live onshore support, Berxi delivers simplicity, transparency, and reliability with no hidden fees or cancellation costs.

biBerk is part of the Berkshire Hathaway Insurance Group with over 75 years of insurance experience. More than half a million business owners get their business insurance from biBerk nationwide. biBerk’s online quote process enables agents to submit a policy, get a quote and bind online in minutes saving you and your client valuable time. Coverage is affordable and tailored to meet the needs of your clients. biBerk writes 95% of all class codes for workers' comp and professional liability, handles all the service and billing, and renewals are automatic.

Blitz is a technology-driven insurance company revolutionizing the $100B E&S market with a fast, simple underwriting platform for small commercial property & casualty risks. Agents can quote in 5 minutes and bind in 10, with 80% of risks requiring no underwriter review. Covering industries like retail, contractors, and special events, Blitz offers a streamlined, no-accords process, dynamic applications, bundled products, and a centralized communications platform.

Bristol West Insurance, part of the Farmers Insurance Group, offers non-standard auto insurance solutions designed for drivers who may not qualify for preferred markets. You’ll find Bristol West valuable for clients with prior violations, lapses in coverage, or limited insurance history. The carrier provides broad underwriting eligibility, competitive commission, and a user-friendly portal for quoting and servicing policies.

Clearcover is an Auto Insurance company backed by some of the biggest names in the industry. They strive to provide the right coverage, when it matters, for the lowest possible cost.

CIS offers Insurance for a wide range of collectibles – from A (Advertising Collectibles) to Z (Zippo Lighters). Deductibles start at $0 for collector policies and CIS provides coverage for the market value of your client's collection for losses in excess of $50. CIS is an agency founded by collectors, for collectors, so they understand that your client’s collection is often more of an emotional investment than a financial one.

Coterie Insurance is a tech-forward commercial insurer focused on making small-business insurance fast, simple, and transparent. It delivers instant, bindable quotes for policies like general liability, professional liability, cyber, and business owners’ coverage across all 50 states. Through its data-powered underwriting platform, Coterie enables agents, brokers, and business owners to skip the traditional delays and get protection when they need it most.

Cowbell Cyber is the leading provider of cyber insurance for small and medium-sized enterprises. Cowbell's easy-to-understand cyber insurance offerings innovate across all three insurance pillars: underwriting, distribution, and claims.

CSAA offers personal lines auto, home, condo, renters, dwelling fire and umbrella, positioned and priced for the bundled standard/preferred market.

Dairyland has over 60 years experience and the backing of an A.M. Best A+ rating. Their Non-standard Auto is the perfect solution for customers looking to stay compliant with the state. Also offering Motorcycle.

Offering Auto and Home Protection Plans with Deductible Reimbursement benefits provides you with an invaluable tool to compete in this Hard Market. The innovative products available exclusively through R+R Insurance Advisors will help you differentiate your agency, generate additional revenue, win more new business, and retain your existing book.

Elephant prides themselves on being a digital-first, customer-focused auto insurance carrier on a mission to help you grow your business. Elephant also offers up to a 10% bundling discount with any in-agency homeowners or renters policy.

For over a century, we’ve been providing America’s small businesses with cost-effective workers’ compensation insurance. With our emphasis on financial stability and fast, efficient claims service, we now serve clients in 46 states and the District of Columbia. EMPLOYERS remains focused on keeping America’s Main Street businesses not only working, but working safely.

A simple and easy solution for your insured's HO-4 needs. You can go from quote to bind in under 5 minutes, and we will handle all servicing of the book. We do not use credit in our rating. You have automatic approval to bind up to $75K in contents and up to $300K in liability coverage automatically. We offer endorsement options for Pet Damage, Water Backup coverage, Identity Theft, and more (endorsements offered vary by state).

Fetch provides the most comprehensive pet insurance in the US. We cover sick-visit exam fees, every adult tooth and gums, alternative and holistic care, breed specific issues, behavioral therapy, televet services -- which other providers charge extra for or don’t cover at all. Fetch has a 100% quote rate and instant issue process. You only need to provide age, breed and zip code to get a quote. There are no declinations, underwriting referrals or third party reports to run.

Revolutionizing Small Business Insurance: First Insurance & Risk Management isn't just an insurance provider we're your strategic partner in risk management. Say goodbye to the frustration of waiting for carriers to respond. With us, agents experience real-time empowerment – from quoting to issuing and servicing accounts. We seamlessly blend cutting-edge technology with personalized service, transforming insurance into a proactive risk management plan. Stay ahead in protecting what matters most, as we align with the dynamic pace of today's business landscape. Welcome to a new era of efficiency, responsiveness, and tailored protection with First Insurance & Risk Management

The Foremost Choice suite of products is built on a simple idea: Specialized Value. Foremost has been offering specialized insurance policies since 1952 and they understand your clients' lifestyle.

Forge is a small business auto insurance solution designed exclusively for independent agents. Specializing in 3–9 unit accounts and larger fleets, Forge offers competitive premiums for light and local operators across the Midwest and Mid-Atlantic. With in-house claims handling and expert underwriting, Forge delivers tailored coverage and exceptional service from quote to claim.

Foxquilt will help you sell small business, easier. Foxquilt was built specially for small business owners as there was a gap in the market around product and process availability. The founding thesis was that customers and agents need to have freedom of choice, transparency and decisive answers. For agents specifically, efficiency of scale comes into play. The ability to write the business you previously didn't have solutions for (product or process) means that you can grow the business and make your customers happy. Foxquilt offers commercial products through our agent platform, Foxden, with no underwriting holds, direct bill payment options and multi-iso rating.

Tap into the nonstandard auto market with GAINSCO! GAINSCO can help you tap into one of the most lucrative auto insurance markets in the country. We offer agents superior benefits including easy to customize policies, eSignature capabilities for both in office and remote binding, competitive pricing and superior agent support

For more than 150 years, our customers have trusted us to protect what matters most to them. We offer specialized coverage to meet your business’s unique needs—giving you the peace of mind you deserve.

Green Shield Risk Solutions is an MGA providing innovative high value homeowners insurance for wildfire-exposed regions, featuring Guardian Elite Home — a premium program for affluent clients with advanced wildfire analytics and comprehensive coverage.

Our approach to the collectible car insurance business and our strategy for growth is centered on our unwavering pursuit to build the world's most loved automotive enthusiast brand and deliver on our purpose to save driving and car culture for future generations.

**QUALIFICATION WILL BE REQUIRED** Hanover is a top-tier, A-rated national carrier offering a wide range of commercial insurance products. Known for their strong financial backing and commitment to independent agents, Hanover provides robust small business solutions backed by dedicated underwriting and support teams to help agents grow with confidence.

Hippo delivers intuitive and proactive protection for homeowners by combining the power of technology with a human touch. Focused on primary homeowners insurance, Hippo policies are written on Spinnaker paper and designed to simplify coverage while providing modern, responsive support.

Hiscox NOW provides same-day coverage for small businesses with up to $5MM IN ANNUAL REVENUE. We offer instant binding for GL, PL, BOP and Cyber Security coverage though a fast an easy, all-digital quote and bind experience. Policy docs are delivered immediately via email.

Homeowners of America has easy quoting, highly personalized claims service, and many endorsement options that can customize coverage for your clients. They offer a wide variety of features, competitive rates, discounts and payment plans for all of their homeowners products.

IDIQ offers an array customizable employee benefits and identity protection products designed for your customers, each offering unique features and benefits. By embracing these innovative solutions, you'll be able to enhance customer satisfaction, foster loyalty, and boost retention rates.

Insur-Fi is your Boutique Wholesale Broker offering markets for Habitational, Hotel, Motel, Restaurant, Bar, Tavern, Artisan Contractors, Lessor Risk, Real Estate GL, Distribution, Warehouse, Manufacturing, Large WC and so much more.

Integrated Specialty Coverages (ISC) is a tech-driven program administrator specializing in commercial insurance. Backed by private equity firm KKR, ISC partners exclusively with A-rated carriers and offers a proprietary platform for seamless quoting and binding. With a focus on high-quality service, competitive commissions, and innovative product delivery, ISC helps agencies expand their footprint in the commercial market.

Jewelers Mutual is the only insurer in North America dedicated to jewelry insurance for over 100 years. They’ve received their 38th consecutive A+ Superior rating from A.M. Best and their 14th consecutive Ward’s 50® top performing insurance companies award. Jewelers Mutual is available nationwide and you'll earn 10% on new and renewal policies.

Kanguro Insurance makes it simple for agents to grow their business with innovative pet and renters insurance products.

Kelly Klee offers concierge bundle required coverage and service for your high net worth clients' needs that extend beyond traditional standard market insurance coverage. Coverage requirements include minimum 1MM Coverage A and 3 lines required.

LIO Insurance is a niche specialty carrier driven by a next generation digital ecosystem offering Community Association Insurance. Their motto is Insurance Made Simple. LIO operates without legacy burdens, enabling them to leverage cutting-edge technology that allows you to enter new business and get a quote in minutes

MGT is a tech-enabled risk solutions platform that improves commercial P&C insurance for both the broker and the policyholder. MGT is ushering in the next evolution of commercial insurance and working to move the industry forward through the use of modern technology, better processes, and a rock-star team.

Monoline is a tech-powered platform that makes it easy for agents to quote, bind, and manage standalone personal umbrella insurance. It offers instant quotes, same-day underwriting, and policy limits from $1M to $5M, backed by A-rated carriers. Agents can also easily transfer existing policies using their SimpleSwitch tool.

Neptune Flood insurance delivers affordable coverage in an effortless, intuitive, and on-demand platform.

NEXT uses groundbreaking AI-based technology that allows agents to sell more commercial policies, faster. They offer instant quote and binds and immediate access to certificates of insurance.

Normandy is a work comp carrier offering quoting and binding online or working directly with an underwriter. 24 turnaround time. Many accounts are approved without prior coverage. If prior is required, one year is requested. Lapse in coverage and high MODs are accepted. High renewal retentions and very strong claims management team.

Obie specializes in landlord policies for properties with 1-4 units. With Obie, you'll have the ability to instantly compare competitive rates, receive quick quotes, and easily bind policies for your real estate investor clients. What's more, they offer a seamless experience with no post-bind paperwork, the flexibility to cover harder to place properties, and no surcharge for LLC's or trusts as named insured.

Palomar provides a range of catastrophe insurance for personal and commercial property. They develop customized coverage options for client specifications.

Pathpoint is a digital Wholesaler that gives you access to AM Best A-rated E&S carriers such as Markel, Westchester, Nautilus, and Crum & Forster. Most popular classes include contractors, lessors risk, short term rentals, vacant land/buildings, restaurants/bars/taverns and more

Pie Insurance is leveraging technology to transform how agents quote and sell commercial insurance, with the goal of making it affordable for customers and as easy as pie for agents!

Propeller is a digital MGA which completely automates the entire lifecycle of surety bonding. Propeller streamlines the billing with credit/debit card direct bill for customers which allows bond-heavy agencies to create massive efficiencies within their business, but also allows inexperienced bonding agencies the confidence to market bonds and use bonds as a lead generation tool. With Propeller, you get access to multiple surety markets (appetite aggregator), the best surety technology, and surety underwriters! With a name and email address, Propeller can send the agency an onboarding packet via DocuSign. Within 10 minutes the contract is completed, and we are creating your custom URL to put on your website, email signature, or social media. We will follow up to make sure all staff are familiarized and answer any questions.

Rainwalk offers pet insurance and is a great complement to the insurance products you offer today!

RLI provides personal umbrella insurance with innovative approaches to underwriting and unsurpassed levels of client service.

As a First Connect member, you have direct access to write surety bonds through RLI. Simply use your First Connect account to access RLI Surety’s online system to write commercial bonds or apply for contract bonds electronically!

Savvi provides agents with a modernized approach to home insurance. Every policy includes our 10-point smart home security kit and a bundle of value-added services to make insuring homes smarter, faster, and less expensive. Our focus on proactively predicting and preventing losses delivers higher retentions and more profit for our agent partners, while delivering better outcomes for everyone.

Semsee’s Market Access program is a dedicated solution that expands your reach in small commercial insurance by granting access to additional markets through its streamlined quoting and binding platform. By leveraging Semsee’s robust small commercial insurance tools and market access infrastructure, partners benefit from increased quoting power, licensed underwriting expertise, competitive commissions, and tailored support for hard‑to‑place risks, enabling more efficient submissions and faster decision-making.

SES Risk Solutions is a leading, tech-enabled insurance provider for residential investment properties. Program Appetite: Residential long term rental properties only. Including SFR 1-4 single location and portfolio, MFR 5+ unit and Property Manager portfolios.