Homeowner Coverage

 

Now available in
Alabama
Arizona
California
Colorado
Illinois
Indiana
Maryland
Minnesota
Mississippi
Missouri
Nevada
New Mexico
Ohio
Pennsylvania
Tennessee
Texas
Wisconsin

In 2015, the founders of Hippo Insurance discovered something startling: 60% of U.S. homes are underinsured. So they began modernizing the way policies are bought and sold, while improving coverage for today’s lifestyles.

 

Hippo believes homeowners deserve better, cheaper, and more modern home insurance. Hippo works exclusively with top-rated partners which have an A – “Excellent” rating or better, according to A.M. Best.

Flood Coverage

 

Now available in
Alabama
Arizona
California
Maryland
Mississippi
Pennsylvania
Ohio
Tennessee
Texas

Neptune Flood Insurance delivers affordable coverage in an effortless, intuitive, and on-demand platform. It’s backed by one of the largest insurance markets in the world.

 

Neptune offers coverage to protect items not covered in the National Flood Insurance Program, such as the contents of the basement, structures not attached to the home such as garage, pool house, or shed, grills, pools, and greater amounts for the home and contents including:

  • Basement Contents (up to $10k)
  • Pool Repair and Refill (up to $10k)
  • Extra Buildings on Property (up to $50k)
  • Temporary Living Expenses (up to $10k)
  • NFIP Deductible Buydown ($500)

Coastal Catastrophe Coverage

 

Now available in
Texas

Velocity Risk is the only single-source underwriter with an unmatched appetite and capacity for catastrophe risk. They cover many coastal calamities for personal and commercial property owners.

 

Velocity offers your customers significant financial strength, providing them with:

  • A.M. Best “A” rated admitted carriers
  • Unique access to catastrophe expertise and capital resources
  • Exclusive focus on mono-line property exposure
  • Specialized services for coastal and earthquake risk
  • Experienced claims professionals standing by, 24/7

Mobile Home & Specialty Coverage

 

Now available in
California

Since its founding in 1977, Aegis Security’s primary focus has been in providing coverage for mobile homeowners and low-value dwellings principally located in rural areas.

Rated “A- (excellent)” by A.M. Best insurer, Aegis Security is focused on writing property and casualty insurance and surety.

Their primary lines are supplemented with a number of diverse secondary non-catastrophe-prone products offered by specialty agents. These products include coverage for travel trailers and motorcycles as well as non-contract surety, construction and supply bonds and health and accident insurance.

Catastrophe Coverage

 

Now available in
Arizona
California
Indiana
Missouri
Mississippi
Nevada
Texas

Palomar provides a range of catastrophe insurance for personal and commercial property. They develop customized coverage options for client specifications.

Palomar Specialty Insurance Company is Rated “A- (Excellent)” by A.M. Best Company.

 

Coverages include:

  • Residential Wind (Homeowners)
  • Commercial Earthquake
  • Residential Earthquake
  • Residential Hurricane
  • Commercial All Risk
  • Flood Guard (PGIA)

Please note that available coverages vary by state.

Small Business Insurance

 

Now available in
Alabama
Arizona
California
Illinois
Indiana
Maryland
Minnesota
Mississippi
Missouri
Nevada
Ohio
Pennsylvania
Tennessee
Texas
Wisconsin

Next Insurance is on a mission to reinvent insurance for small business. They understand that the insurance experience is often unpleasant for most small business owners. One of the biggest pain points is the amount of time the entire insurance-buying process took. Owners usually have only a few days before they need to have a policy in place, but it can take weeks of dense paperwork to make a purchase.

Next offers quick turnaround for business insurance, general liability, professional liability, and commercial auto coverage across many small business industries including:

 

  • Contractors
  • Construction
  • Consulting
  • Fitness
  • Cleaning
  • Beauty
  • Therapy
  • Entertainment
  • Education

Please note that available coverages vary by state.

Auto Insurance

 

Now available in
California

Clearcover is a new company, but backed by some of the biggest names in the industry including reinsurers rated A (Excellent) by A.M. Best with over $200 billion in assets.

Before their founding team started Clearcover, they spent years working with tech startups and existing insurance companies on ways to improve auto insurance. They heard lots of great ideas, but also noticed many people were forgetting to ask an important question – what actually matters to insurance customers?

So they asked. And they learned that what most customers really wanted was pretty straightforward – the right coverage, when it matters, for the lowest possible cost. And while this sounds simple, to get it right, they knew we’d have to stop thinking like a traditional auto insurance company. And that’s what Clearcover is all about.